terms-and-conditions.md
terms-and-conditions.md
# Terms and Conditions of Use

 

## Effective Date: June 23, 2026

## Version: v1.5

 

### 1. Acceptance of Terms

 

By using fibabnehab.sbs, you agree to comply with all terms and conditions outlined on this page. Continued use of our website indicates your acceptance of these terms and your agreement to abide by all applicable South African laws and regulations.

 

### 2. Information Disclaimer

 

All content provided on this website is for informational purposes only and should not be considered as specific financial, tax, or legal advice. Always consult with a qualified professional before making significant decisions based on information from this site.

 

### 3. Changes to Terms

 

fibabnehab.sbs reserves the right to modify, update, or change these terms at any time. Updates take effect as soon as they are posted on this page. It is your responsibility to review the terms periodically.

 

### 4. Permitted Use

 

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use of this site by any third party.

 

### 5. Intellectual Property

 

All intellectual property rights in the content, design, and layout of fibabnehab.sbs remain the exclusive property of the company. You may not reproduce, distribute, or use any material without explicit permission.

 

### 6. Privacy and Data Protection

 

Personal information you provide is handled according to our Privacy Policy and all applicable South African data protection laws. For more information, please review our privacy practices.

 

### 7. External Links

 

fibabnehab.sbs is not responsible for external websites or resources linked from our site. Visiting third-party sites is at your own risk and subject to their terms and policies.

 

### 8. Limitation of Liability

 

To the fullest extent permitted by law, fibabnehab.sbs disclaims liability for any loss or damage arising from your use of, or reliance on, the website and its content. Use all information at your own discretion.

 

### 9. Indemnification

 

You agree to indemnify and hold harmless fibabnehab.sbs and its representatives against any claims or damages resulting from your use of the website or breach of these terms.

 

### 10. Governing Law

 

These terms are governed by the laws of South Africa. Any disputes will be resolved within the South African legal system.

 

### 11. Severability

 

If any part of these terms is found invalid or unenforceable under South African law, the remaining provisions will remain in full effect.

 

### Questions or Concerns?

 

- **Email**: content@fibabnehab.sbs

- **Phone**: +27125781690

- **Office Address**: Nelson Mandela Square, Maude Street, West Tower, Sandton, Johannesburg 2196 South Africa

 

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